In today's competitive business environment, risk management - which is defined as "managing the threats and opportunities to our businesses within acceptable risk tolerances" plays a vital role in the success of the business. Risk Managers bring their professional expertise to this discipline of risk management and corporate governance. Increasingly throughout Europe, organisations employ Risk Managers, whose function embraces risk identification and assessment, risk control and risk financing which includes insurance.

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In most countries across Europe, National Risk Management Associations are well established. Their members are risk and insurance professionals, who are responsible for implementing risk management processes in their organisation, whether in the public or private sector.